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for “How much do I need to retire” · 7 hitsExplainerBest answerMoney psychologyknowplain.com
FOMO, Crypto, and Chasing Returns
'Everyone's getting rich' is a feeling, not a strategy. What the evidence on return-chasing actually shows — including where it disagrees.
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Loss aversion in bear markets
Losses hurt more than equivalent gains feel good — how much more is genuinely unsettled, and the honest version still tells you what to do.
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Couples and money conversations
Money arguments predict divorce more than other arguments — but the reason is how couples fight, not the size of the balance.
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Why we freeze on money decisions
Too many options and fear of regret produce paralysis — but the famous 'choice overload' evidence is weaker than you have been told.
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Habit loops for auto-investing
The cue–routine–reward loop is a popularisation, not a law. Here is what the habit evidence supports — and why automation beats habit anyway.
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Present bias & under-saving
Why 'I'll save more next month' never happens — and why the fix is structural, not a bigger supply of willpower.
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Financial Shame and Money Avoidance
Shame keeps money problems hidden, and hidden problems don't get solved. What is actually measurable here — and what isn't.
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